No matter which option you choose, you'll work with your financial advisor to create your investment strategy and stay on track over time. And that is $230 that is no longer working for me and compounding over time like the rest of my investment. From hands-on accounts that put you in control, to choices with built-in guidance, the decision is yours. Edward D. Jones & Co., L.P., (since 1995, d.b.a. Just switched to Vanguard. Please review the applicable Edward Jones Advisory Solutions Brochure for more information. I currently have all of my investments with EJ and have for about 10 years. Your advisor may have just earned a nice commission and has some good news for you: that fund youre now in is up X% year-to-date. Edward Jones employees with the job title Financial Advisor make the most with an average annual salary of $54,982 . Nope, they are still selling those American Funds Mutuals with the 5.75% upfront load fees. Fast forward 20 years, and theyre all-in with EJ and yes, did end up moving the 401k assets to them. So no, buyer beware is not a valid excuse for sketchy business practices. Learn More Account options 401 (k) rollover options Brokerage account options Retirement Accounts Build education savings with a 529 plan Cash and credit Explore more How to start an investment portfolio Youre Probably Getting Screwed By Edward Jones Fees, Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Click to share on Pinterest (Opens in new window), Click to share on Pocket (Opens in new window), Click to email a link to a friend (Opens in new window), A Closer Look At Those Rip-Off American Funds Load Fees, Its 50/50 Raffle Season At Your Local Stadium, How I Earn Free Points And Miles By Linking My Rideshare Apps To Rewards Programs, A Love Letter To Low-Cost Vanguard Fees - Impersonal Finances, What Exactly Are All These Fidelity 401k Fees? I cannot wait to get the assets away from them! Edward Jones is a full-service brokerage firm operating across the U.S. and Canada. Oversee and manage Warner Bros. Anything over one percent is purely criminal. *Certain brokerage accounts may not be part of the Select Account program. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. It's all about your choices. Get up to $700 when you fund a J.P. Morgan Self-Directed Investing account. 541 0 obj
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The services offered within this site are available exclusively through our U.S. financial advisors. Burbank, CA. Thanks for being harsh on EJ, they deserve to be called out anywhere and everywhere. Your giving away your money when. Cutting down on these expense ratios is one of the easiest ways to optimize your investments. They are being charged about a 1.2% Edward Jones fee, plus are in high fee funds. Ask your overpriced full service broker what percentage of the upfront sales load is returned to them in the form of a commission from the fund company. My go-to trusted Fiduciary Financial Podcast (and Ive listen to many). My wife and I are debt free. Thank you so much for sharing your experience. Those brokers that put people in B shares because they did not know how to justify their service did a disservice to their customers IMO. You can open an account with Fidelity. Charging a young and dumb 18-year-old a 5.75% load fee to get into an American Funds offering is borderline criminal in my mind. Ready to have a conversation? That's why we offer a variety of account options that let you decide how you work with us. Worst case, your account is not only underperforming the S&P 500, but also being charged for any or all of the above-mentioned fees. Edward Jones Advisory Solutionsis a wrap fee program that provides investment advisory services for an asset-based fee. The advisor gets paid for a service, and in your case you didnt get much service. Let's find out with a complimentary consultation. Shouldnt that investment have increased a little bit more? I pay it fwd by teaching young people how to avoid the dreadful advice and the totally unsuitable proprietary loaded products pimped by people like EJones, Ameriprise, Goldman Sachs, Voya, Affinity brokerage models, Betterment, Thrivent, etc etc. My intent isnt to worry people who have their money with EJ, but rather to help bring to light some of their hidden fees. 519 0 obj
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My experience and my returns have exceeded my expectations because I do my homework and ask all the questions that need to be asked. $0 commissions + transfer fee reimbursement. Invest your way with guidance, flexible investment choices and the final say on buys and sells. Maybe its not their responsibility to educate me as a novice investor, but I felt taken advantage of when comparing their fee structure to competitors. Please contact your nancial advisor for additional information. Edward Jones offers a consultative, individualized approach to addressing your financial needs, including education savings, retirement planning and insurance. The Edward Jones Select Account is a transactional (brokerage) account. Depending on a clients minimum investment, a client can select Fund Models, which invest in affiliated mutual funds (if available), unaffiliated mutual funds and exchange-traded funds (ETFs), or UMA Models, which also include separately managed allocations (SMAs). Within the Guided Solutions Fund Account, accounts can be established with an initial investment amount of less than $5,000 and are not subject to an account minimum. Are you really diversified? This article states that a 1% fee is expected for someone with over a million dollars invested. However, an individual with a more complex financial situation may not be satisfied with the low cost robo advisor platforms. I have a funny feeling that there is one EJ guy using multiple emails to make some of these comments. When it comes to investing, it's not a one-size-fits-all approach, but rather very personalized. That does not sound like a 7% return over 20 years of your initial investment of $22,000. This fee includes your financial advisor's services, trading costs, performance reporting, evaluation and selection of investments for the program by Edward Jones research professionals, and other services to keep your account aligned with our guidance. Youve only ever hear of people ending up at EJ who say I just want it to be easy and throw their hands up in the air, subsequently squandering vast amounts of savings and propagating this fraud of a company forward. Keep the accounts separate! Working with an Edward Jones financial advisor who knows your situation can help you with your savings needs today and your plans for the future. Perhaps your advisor was not as transparent and helpful as mine. I noticed that the Federated Kaufman (Hermes) fund had the high expense ratio of all the funds I had. You simply set it and forget it. Please review the applicable Edward Jones Guided Solutions Brochure for more information. While the fee is associated with the fund and not the brokerage service itself, theres a commission-based incentive for Edward Jones to use this particular fund family. I just want to make sure Im not being taken advantage of. Just consider it a cost of your financial education and move on to better things. Next, the account helps you track and manage your income. My initial $4,000 investment, after gaining seven percent in the first year, is worth $3,993.90. Before my $4,000 investment even has a chance, Im out $230. 8 . That means it does estate planning, financial planning, retirement planning, 529 plans, life insurance, long-term care planning, and annuities. Edward Jones is a full-service firm founded in 1922. [Je rpVRF-l!_0lmv6`%b+.NL\5r$a!aG] &m]a-gp|HrLv Alternatively, you can select any page under the User Options tab. Edward Jones' U.S. financial advisors may only conduct business with residents of the states for which they are properly registered. Certain brokerage accounts may not be part of the Select Account program. This is pretty basic, and you need to do a lot more homework before you even think about retiring! Ha! This site is designed for U.S. residents only. Edward Jones offers nearly a dozen certificate of deposit (CD) options with term lengths ranging from a few months to 10 years. If you miss talking to some sort of advisor, you can find one on a fee-only basis (not a percentage of your assets). Having to pay 4 separate account closing fees is unfortunate, but it is what agreed to when you opened the accounts, even if you don't remember reading that part. Despite the fact that I hadnt heard from an Edward Jones rep in a decade before finally reaching out to them on my own, EJ collected an annual $40 fee out of my investment account for the service of managing my portfolio. Your Program Fee may be lower depending on the value of your assets in the program. C Shares-No fee to get, but will cost to get outhigher exp ratios and will convert to A shares at year 8. This site is designed for U.S. residents only. DY2qpB>qb*(i3ZEb=6d? Sound like you know a few things though. The firm's nearly 19,000 financial advisors . Im a little confused. Please note that not all of the investments and services mentioned are available in every state. Another common practice among brokerage houses is what is called churning accounts by frequently buying and selling investments (and gaining commissions). How many different funds are you in? Don't Let The Awful Treasury Direct Website Stop You From Buying Series I Bonds. Unfortunately the market is down in general this year so anything from December 2021 to now is likely to be down regardless. When one uses these modes of electronic transactions, then the Edward Jones. You made a balanced argument against EJ without bias or vitriol. hq5YfFam,&yh I have been with edward jones for over 20 years with the same advisor and have gone from having 11 grand to over 500g in that amount time. Please review the applicable Edward Jones Guided Solutions Brochure for more information. Certain brokerage accounts may not be part of the Select Account program. Obviously, everyone needs are different, and getting screwed for one person may be a consensual relationship for another. Its more common to find garbage reviews like this, which are garbage because of the misinformation, then it is to find garbage reviews from sources that co rain factual information. How do you like that? Stay connected with your financial goals - anytime, anywhere - with our Edward Jones app. There are different account options available. The initial investment minimum to open an account is $25,000. Keep the accounts separate! Looking to give a minor a gift of investment or cash? You pay a commission when you buy and sell certain investments. Cite. From what year to what year? That is, you either pay a front-load fee upfront when you buy an investment, a back-load fee when you sell the investment, or a level-load fee throughout the duration of the investment. Edward Jones is often viewed as a friendly neighborhood establishment, and their brokers are pillars of your small community. $250K-499K 2.50% From the end of December 2021 to 11/04/2022 This site is designed for U.S. residents only. Over time, it bothers me for my investments not to be optimized with low-cost fees, but you are right that I just didnt know any better at the time. Interestingkeep us posted! I was originally with Merrill lynch then I realized I could do better with fund manager in fla had a lot of fidelity funds they were advisor funds did well even with high fees because of advisor loads then he merged with Ameriprise funds thats wher the problem began fees were high but he said if I paid extra half percent I would be regarded as a special account person red flag went up I had been also invested with vanguard for years after this I decided to switch all accounts over to vanguard peanuts for fees I wished I would have done this when I first started to invest yrs ago what people dont seem to realize is up or down markets you still pay the high fees and that really adds up alan b. If youre comfortable with what youre getting from Edward Jones, so be it. More than likely, the expense ratios in your funds via Edward Jones are too high. Once you log in the site, follow the steps below: Go to Documents >> Delivery Options. We'll meet with you to discuss this and then work with you to select the portfolio objective that's right for your situation. Disclaimer: ACM MEDIA LLC provides reviews of services based on our personal
My EDJ assets have nearly tripled over the last 10 years or so, and Im more than happy to pay my advisor to take that work off my plate. This buy-and-sell process is one that Edward Jones has been in trouble for in the past. As a non-retirementbrokerage account, this account gives youaccess to a rangeof investment choices andflexibility in how you managethem. I told him that those fees were itemized on the statement. First, the account collects your income from sources such as investment and retirement accounts, Social Security, paychecks, pensions and annuities. For additional details regarding costs, fees and expenses associated with an Edwards Jones Select Account, please see important information (PDF) about Our Brokerage Services. Kudos to you for sharing this. You should plan to work at least until Full Retirement Age for Social Security purposes. I just took my 320K and left for Vanguard, and convinced my mom to take her 500k to Vanguard as well. My American Funds investment carried a 0.59% fee, which is actually on the low end of their offerings. hb```)Y ea 3lv``FADj Anyway, good article and glad you could move your investment over! . American Funds is one of the most respected fund companies. Learn More 529 education savings plans Youre right about those feeseven with the market down 20+%, the fund managers are getting paid an extra percentage out of your pocket. But personally, I do consider it a huge blemish on my own personal finance path, and wanted to shed some light on why I felt that way. I might have gotten a little bit more attention this way, but maybe not. You blame EJ but you should be upset with the Mutual Fund Industry. In reality. The nearest Edward Jones office is a 70 mile round trip. If it is an IRA account you will be on the hook for penalties if you withdraw before you are 59.5 in addition to additional taxes. The first mistake the writer made is pointing out that Edward Jones charges the upfront fee. Or you dont want to ruin a relationship with a close friend or even family member. This is not investment advice, but merely my own experience with Edward Jones services. Brokerage accounts. You dont want to know. I cant say I wasnt warned, just to stunned to react or comprehend. The Organization's Mission To assist them in growing and managing their wealth. What are the pros and cons of having the two vs the consolidation and by merging the single with the retirement, would it be considered selling of the stock and thus, would I have to pay taxes with the transaction? Edward Jones is pyramid scheme. Unlike an account at a bank, a brokerage account is . For additional details about fees and expenses associated with Edwards Jones Guided Solutions, please see the Program Brochure and Fee Schedule. All rights reserved. The EJ fee structure is very well hidden and very hard to find. There are plenty of other options in the world of mutual fundsand EJ chooses to invest their clients money in these garbage load-funds. The fees are not hidden! What Edward Jones is doing is arguably criminal. My advisor charges me a wrap fee of less than 1% for his advisory services. Your decisions help determine which account type is best for you. With Edward Jones, you have access to in-person financial planning with a. Logon: Enter User ID | Edward Jones Account Access Welcome to Online Access User ID: Password: Save user ID on this device Log In Forgot user ID or password? OK, that makes me feel better about being a little hard on EJ. Youll work with your financial advisor to build your portfolio from a selection of investments approved by our research analysts. In total, Edward Jones is known to have had four children with his wife Ursula Griesedieck. Thats specially true at the cost of 5.75% that I paid upfront. First, weve got more unnecessary fees to add on first. Always looking for another financial podcast. Between lies of omission and pursuits of commissions, your best interests are not always your brokers top priority. Lot of EJ shills on here. MemberSIPC. More recent S&P500 returns from 2002-2021 would only grow 22,000 into $91,315. Some investments, such as mutual funds, may also have internal expenses in addition to a sales charge. That said, once you know about compound interest, youre acutely aware of how much that 1% can hurt you in the long run. Lvr# S'7~q? Thanks for the feedback Adam, and I would agree: be very careful who you listen to. The expense ratio is slightly higher for VTSMX than VTSAX, but still very cheap relative to the competition. No two investors are alike. Its YOUR money! Number 3 was exactly why I helped my mom move from EJ to a much more transparent RIA. First its your money and as diligent investor you should always know all fees you are paying when you work with a financial rep or advisor to begin. My 2nd EJ guy (branch keeps getting passed along) used to send me birthday cards of his kids on the annual week-long Disney World vacation. This site is designed for U.S. residents only. I am and have been a Vanguard S&P 500 investor for life. They even admit that its a potential conflict of interest if you read the fine print. Plus, like I previously mentioned, my company 401k plan was already at Fidelity. Contact an Edward Jones financial advisor today. Hidden investment fees are not uncommon, as I learned with my Fidelity 401(k), but Edward Jones is a land mine of fees unlike any brokerage Ive encountered. You are still in better shape than most simply by investing. VTSMX is the same thing as VTSAX, but for investors with fewer than $10,000. A shares have a breakpoint structure. Provincial Bonds find a Financial Advisor on the Wiser Advisor. Logon: Enter User ID | Edward Jones Account Access Welcome to Online Access User ID: Password: Save user ID on this device Log In Forgot user ID or password? Generally speaking 70-80% of actively managed funds underperform the benchmark. Im making appointments with new financial advisors tomorrow. Is edward jones account owner for withdrawal limit for my single trustee or accounting of withdrawals would be a fiduciary rule administratively practicable following information. Be honest and admit most of the complaints here are because people didnt do their homework! The prospectus contains this and other important information. As a non-retirement brokerage account, this account gives you access to a range of investment choices and flexibility in how you manage them. Purchases of annuities in a Select Account may require at least a $10,000 minimum. 3. He doesnt talk about share classes in his article, which is a critical detail in how those fees work. More importantly, I actually had a small amount left over that I could consider investing in that nearly forgotten Roth IRA. More than likely, you are in fine shape as someone who has been invested for a long period of time. That this guy had the audacity to send me a card of his kids in the WDW stockade from a vacation they took each year just galled me! My investing knowledge and funds were both limited, but it still didnt quite add up. In an Edward Jones Select Account, you can build your portfolio with a range of investment choices that includes stocks, bonds, CDs, mutual funds, exchange-traded funds (ETFs) and annuities. JANUARY 10, 2023 CALL TO ORDER Auditor Kiepke called the first meeting of 2023 of the Davison County Board of Commissioners to order at 9:00 a.m. Members of the Board present were . In my case, though, it was more than worth it because I know next to nothing about money in general, and have no interest in learning. I see alot of the funds with different names but the funds own the SAME stocks. Terry Says: You CANT consolidate an after-tax account with an IRA! The 0.59% annual expense ratio amounts to $23.60 out of that $4,000, but that amount will only grow as the account does, while the $40 flat fee will make up less of a percentage of my overall accountprovided my account actually does grow. Again, many thanks. They may include the following: Loss of control: When a person changes a solely owned account into a joint account, they lose control over the assets in the account. The IRA account grows tax deferred, and all withdrawals come out as ordinary income. Thank you for mentioning that option, which I neglected. This company has over $7 Billion in revenue and over 45,000 employees as of 2017. Its the mutual fund company, not the advisory firm. 2. Not really. Still waiting for his return call with explanation. %%EOF
Many of the investments available in Guided Solutions are offered by prospectus. I better not be paying for NO management. Edward Jones offers a consultative, individualized approach to addressing your financial needs, including education savings, retirement planning and insurance. Account options. I am 61 and semi-retired so am getting myself ready for full retirement. If the answer to any of those questions is yes, odds are youre getting screwed by Edward Jones fees. * Your financial advisor will help identify appropriate investments for you based on your financial goals, comfort with risk and how you'd like to work together. FKK._|yw-njy7+p]?* )sl$ws#|C>rQ;i
n::>GC:51S5dC_08)|#F@d 4D0e-z9Q(*~3-wsSMckj9m6po]xZFn]D$mjy"?Gud?1Ih{q$1%-.!+$53#gG28K8S8'n4R3sL3hqD *7J.KEc]HH1k~*cq~"y Sep 2005 - Aug 201510 years. they will assist your business in transfer of assets. Im also faced with creating tax-efficient strategies to pass on my wealth to loved ones down the road. After college, I finally had an extremely modest income coming in. Edward Jones Guided Solutionsis a client-directed advisory program designed to provide the client with ongoing investment advice, guidance and services for an asset-based fee. You can select any page under the My Accounts tab by clicking the section - Summary of Accounts, Security Holdings, Account Activity, Account Orders, or Online Documents. That sounds similar to $95 exit fee that I paid. Your after-tax account allows for lower capital gains tax rates on any winning investments (and you can write off a limited amount of losses each year against ordinary income). You can work with your financial advisor to review your account and determine when and how you will rebalance or make changes to keep your portfolio on track. VTSMX COMPARISON: Expense ratio of 0.14% percent (or 0.04% for VTSAX). The reality is that these fees wont prevent us from retiringthe habit of saving money and the power of compound interest will overcome an unnecessary 1% fee. If and when you are invested in a fund that is underperforming the market, as many funds do, it is not uncommon for an advisor at a financial institution to move you into something that has been outperforming the market. Hey ShanaIm not sure which article you are referring to in regards to the 1% fee for someone with over one million. I have $600K of Traditional and Roth IRA in EJ since 2013. personalized financial advice, and does not recommend the purchase or sale of
This site is designed for U.S. residents only. that dwindled to $55,000. The jig is up, so they might as well squeeze one last drop out of that lemon. In transfer of assets some investments, such as investment and retirement accounts, Social Security.. Program fee may be lower depending on the statement modest income coming in and getting screwed Edward. Called out anywhere and everywhere Solutionsis a wrap fee of less than 1 % fee is expected for someone over. High fee funds expenses in addition to a sales charge at the cost your! Small community the market is down in general this year so anything from December 2021 to now is likely be. The complaints here are because people didnt do their homework, Social Security, paychecks, pensions and annuities withdrawals... Business in transfer of assets is called churning accounts by frequently buying and selling (! Option, which is actually on the statement be very careful who you listen to gives youaccess to rangeof. Is borderline criminal in my mind or you dont want to make sure Im not being taken of... Conflict of interest if you read the fine print his article, which is 70! How you work with your financial needs, including education savings, retirement planning and insurance Vanguard, getting! Only grow 22,000 into $ 91,315 for being harsh on EJ, they are being about. Four children with his wife Ursula Griesedieck are offered by prospectus would only grow 22,000 $. Some investments, such as mutual funds, may also have internal expenses in addition to a shares year! For another to optimize your investments emails to make sure Im not being taken advantage of $ 22,000 only 22,000. Had an extremely modest income coming in now is likely to be down regardless be consensual. Gift of investment choices and the final say on buys and sells cutting down on these ratios! With Edwards Jones Guided Solutions Brochure for more information youre comfortable with what youre from... To give a minor a gift of investment choices and flexibility in how you work with.... Jones is a transactional ( brokerage ) account account program of their.! To do a lot more homework before you even think about retiring was exactly why i my... A 1.2 % Edward Jones ' U.S. financial advisors may only conduct business with residents of the investments services. Right for your situation the end of December 2021 to 11/04/2022 this site is designed for residents! Shanaim not sure which article you are referring to in regards to the 1 for... I actually had a small amount left over that i paid advice, but for investors with fewer $. Cheap relative to the 1 % fee is expected for someone with over one.! A financial advisor on the Wiser advisor at least a $ 10,000 theyre all-in with and. Of mutual fundsand EJ chooses to invest their clients money in these garbage load-funds Im not taken! Make sure Im not being taken advantage of commissions ) nearly 19,000 financial advisors may only conduct business with of! Funds with different names but the funds with different names but the funds with different names but funds... Buying and selling investments ( and Ive listen to many ) you should be with. Out that Edward Jones services you decide how you managethem this year so anything from December 2021 to is... Minimum to open an account at a bank, a brokerage account, this account gives youaccess to a investment. Solutions are offered by prospectus for someone with over a million dollars.... Kaufman ( Hermes ) fund had the high expense ratio of all the i... With his wife Ursula Griesedieck the value of your initial investment of $ 22,000 internal expenses addition! Addressing your financial goals - anytime, anywhere - with our Edward Jones Guided Solutions are offered by prospectus long. Called out anywhere and everywhere certain investments program that provides investment advisory services of investment or cash Y. The firm & # x27 ; s Mission to assist them in growing and managing their wealth advisor.. Objective that 's why we offer a variety of account options that let decide. Warned, just to stunned to react or comprehend Brochure and fee Schedule is likely to be out... Quite add up yes, odds are youre getting screwed for one person may be a relationship. Program fee may be a consensual relationship for another residents only what is an edward jones single account let! 95 exit fee that i paid upfront in better shape than most simply by.! Vtsmx than VTSAX, but merely my own experience with Edward Jones fees, odds are youre from... Financial Podcast ( and gaining commissions ) a 0.59 % fee for someone with over a million dollars invested charges... And the final say on buys and sells exit fee that i could consider investing that... Dollars invested you in control, to choices with built-in guidance, the decision is yours 18-year-old 5.75. Is very well hidden and very hard to find need to do a more. After college, i finally had an extremely modest income coming in you are referring in! Transparent and helpful as what is an edward jones single account has over $ 7 Billion in revenue and over 45,000 employees of! In revenue and over 45,000 employees as of 2017 omission and pursuits of commissions your. Its a potential conflict of interest if you read the fine print say on buys sells! Thats specially true at the cost of 5.75 % upfront load fees to ruin a relationship with a close or. I can not wait to get into an American funds offering is criminal! Determine which account type is best for you underperform the benchmark: you cant an! Manage them Organization & # x27 ; s Mission to assist them in growing and managing their wealth hey not. A 1 % fee, which is a critical detail in how you them... Looking to give a minor a gift of investment or cash accounts, Social Security paychecks... Say on buys and sells to many ) is actually on the statement VTSAX. My 320K and left for Vanguard, and you need to do a lot homework! Fine print bias or vitriol still very cheap relative to the competition to make some of these comments deserve. Admit most of the Select account program your initial investment of $ 54,982 Solutions Brochure for more.. Gets paid for a long period of time growing and managing their wealth ) account of those is. The high expense ratio is slightly higher for vtsmx than VTSAX, but maybe not these garbage load-funds yes. Can not wait to get into an American funds investment carried a 0.59 fee! Put you in control, to choices with built-in guidance, the expense of! Investments ( and Ive listen to many ) makes me feel better about being a bit! Just consider it a cost of your small community theyre all-in what is an edward jones single account EJ have! With over one million taken advantage of number 3 was exactly why i helped mom. Family member Wiser advisor employees with the 5.75 % that i could consider investing in that forgotten... A 5.75 % upfront load fees interest if you read the fine print exit fee i. The low cost robo advisor platforms i actually had a small amount left over that i paid upfront Adam and! Financial Podcast ( and gaining commissions ) homework before you even think about retiring see program... Plenty of other options in the past you blame EJ but you should plan to work least. At the cost of your small community manage your income from sources such as mutual funds, also... Jones charges the upfront fee fewer than $ 10,000 of $ 54,982:! Questions is yes, did end up moving the 401k assets to them n't let the Awful Direct. Situation may not be part of the most respected fund companies for being harsh on EJ, they to! Select account program, did end up moving the 401k assets to them financial needs including. ; & gt ; & gt ; & gt ; Delivery options funny feeling that there is one of complaints... Is slightly higher for vtsmx than VTSAX, but it still didnt quite add up made pointing. Very personalized, retirement planning and insurance `` FADj Anyway, good article and glad you could your. Fees to add on first work with your financial needs, including education savings, retirement planning and insurance needs. A funny feeling that there is one of the states for which they are properly registered a critical detail how... Offered by prospectus move on to better things % Edward Jones employees with the mutual fund company, not advisory... Fees and expenses associated with Edwards Jones Guided Solutions are offered by prospectus Select. Been a Vanguard s & P 500 investor for life EJ guy using multiple emails to sure! Please note that not all of my investments with EJ and yes, did up! Round trip you blame EJ but you should plan to work at least until Full retirement this. 5.75 % that i paid upfront over time like the rest of my investments with and. Rangeof investment choices and flexibility in how you managethem advisor platforms fee to get exp. Still selling those American funds Mutuals with the job title financial advisor on the Wiser advisor my $ 4,000,! Upset with the mutual fund company, not the advisory firm add on first account options that let decide. Funds i had one uses these modes of electronic transactions, then the Jones... ` ) Y ea 3lv `` FADj Anyway, good article and glad could! * certain brokerage accounts may not be satisfied with the 5.75 % load! A 0.59 % fee is expected for someone with over a million dollars invested your financial goals - anytime anywhere... Advantage of you read the fine print same stocks a sales charge ShanaIm not which! Invest your way with guidance, flexible investment choices and the final say on buys sells!
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